A Settlement has been reached with American Consumer Credit Counseling, Inc. (“ACCC” or “Defendant”) in a proposed class action lawsuit. This case involves a January 2025 cybersecurity incident in which a criminal third party gained unauthorized access to certain of Defendant’s employee email accounts (the “Data Incident”). The PII of certain individuals may have been impacted in the Data Incident. This information may have included name; Social Security number; driver’s license number; financial account number; and/or payment card information.
The lawsuit is called Dinkel, et al., v. American Consumer Credit Counseling, Inc., Case No. 2581CV02933. It is pending in the Superior Court of Middlesex County, Massachusetts (the “Action”). ACCC denies that it did anything wrong, and denies all claims, allegations, and liability. The Court has not made a determination that ACCC did anything wrong. The parties have agreed to settle the lawsuit (the “Settlement”) to avoid the costs and risks, disruptions, and uncertainties of continuing the Action.
Your rights are affected whether you act or don’t act. Please read the Notice carefully and completely.
Summary of Your Legal Rights and Options in this Settlement | Deadline | |
Submit a Claim | The only way to receive benefits or payments from this Settlement is by submitting a valid and timely Claim Form. The fastest way to submit your Claim Form is online here. If you prefer, you can download the Claim Form here and mail it to the Settlement Administrator. You may also call or email the Settlement Administrator to receive a paper copy of the Claim Form. | Submitted, emailed, or postmarked by September 16, 2026 |
Object to the Settlement and/or attend a hearing | You may object to it by writing to the Court about why you don’t like the Settlement. You may also ask the Court for permission to speak about your objection at the Final Approval Hearing. If you object, you may also file a claim for Settlement Benefits. | August 17, 2026 |
Do nothing | You are automatically part of the Settlement. If you do nothing, you will not receive benefits or payments from this Settlement and you will give up the right to sue, continue to sue, or be part of another lawsuit against the Defendant or the Released Parties related to the Released Claims. | No Deadline |
Upcoming Important Dates
Notification Mailing
6/18/2026
Objection Deadline
8/17/2026
Claim Deadline
9/16/2026
Final Approval Hearing
10/8/2026 at 2:00 P.M. EST